Terms & Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE

What’s in these terms?

These terms tell you the rules for using our website (www.banking.works).

Who we are

www.banking.works is owned by Virtual Lease Services Ltd trading as Banking Works (“We”). We are registered in England and Wales under company number 03864839 and have our registered office at 1st Floor, Vista, St Davids Park, Ewloe, Flintshire CH5 3DT. Our VAT number is 744284718.

We are authorised and regulated by the Financial Conduct Authority under 662603.

We are registered with the Information Commissioners Office under Z7935411.

How to contact us

To contact us, please email hello@banking.works

By using our site, you confirm that you accept these terms of use and agree to comply with them.

You should also consult our Privacy Policy, which explains how we process any personal data we collect from you, or you provide to us.

Changes to these terms

We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

Changes to our site

We may update and change our site from time to time to reflect changes to our products, our users’ needs and our business objectives.

Site suspension or withdrawal

We do not guarantee that our site, or any content on it, will always be available or uninterrupted. We may suspend, withdraw, or restrict the availability of all or any part of our site for business reasons.

We do not represent that content available on or through our site is appropriate for use or available in other locations.

Use of material on our site

We are the owner of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining our written permission.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to link to or make any use of content on our site other than that set out above, please contact hello@banking.works.

Information on this site

The content on our site is provided for general informational purposes only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any activities based on content displayed on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

External websites we link to

Where our site contains links to other sites and resources provided by third parties, these links are provided for informational purposes only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

OUR RESPONSIBILITY FOR LOSS OR DAMAGE SUFFERED BY YOU

Consumer and business users

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

• Please note that we only provide our site for domestic and private use.
• We exclude all implied conditions, warranties, representations, or other terms that may apply to our site or any content on it.
• We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
• use of, or inability to use, our site; or
• use of or reliance on any content displayed on our site.
• In particular, we will not be liable for:
• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation; or
• any indirect or consequential loss or damage.

Whilst we take reasonable steps to mitigate the introduction of malware, we do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programs and platform to access our site. You should use your own virus protection software.

Any misuse of this site or supporting infrastructure will be considered in the context of the Computer Misuse Act 1990, this may include any denial of service attempt and/or introducing any malicious or technologically harmful material. We will report any such breach to the relevant law enforcement authorities and will co-operate with their investigation.

Applicable laws for any disputes

These terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by the laws of England and Wales. We both agree to the exclusive jurisdiction of the courts of England and Wales.